Tax Planning & Projections

Image showing compass, calculator and pin to illustrate the complicated nature of the tax planning process.

Projecting your tax liability and tax-related financial planning goes beyond filing your tax returns. Planning ahead is the first step to achieving your financial goals. ARR & Co helps clients with:

Income Tax Planning & Tax Projections

Most likely you want to avoid unexpected surprises when it comes time to file your personal and business taxes. On our journey together, we’ll analyze your financial and investing decisions to determine their tax impact. By projecting your tax liability — especially in light of ever-changing tax code updates — we’ll determine if course corrections are needed.

Advanced Tax Strategies

While you can’t avoid paying some taxes, careful strategic planning can help minimize them. By understanding your financial situation and how your business operates and is structured, we can uncover ways that follow the tax codes while reducing your tax liability. Together we’ll balance short-term tax planning and other strategies to help you achieve your long-term financial goals.

Retirement Planning Options & Implementation

There are a number of retirement planning options for individuals as well as business owners. Choosing the right retirement vehicles like — Roth IRAs, SEPs, 401(k), cash balance defined benefit plans, deferred benefit pensions — can be a daunting task. We’ll work with you to define your company and personal retirement goals, matching them with available retirement planning options.

Stock Option & Restricted Stock Planning

Stock options and restricted stock grants can have a significant positive financial impact on your net worth and financial future. However, the associated tax implications can be consequential without expert tax planning.

Our mission is to help company founders, executives, and individuals learn about the tax and financial impact of stock awards, issues related to maintaining the stock basis of shares and planning around the sale of company shares. We can help you with:

  • Retirement and estate financial planning
  • Section 83(b) elections
  • Alternative minimum tax issues
  • Net investment income tax planning, among other issues

1031 Tax Deferred Exchange Calculations

As an investor, a 1031 tax-deferred exchange can provide for a reduced or tax-free exchange on real estate transactions. The IRS rules governing 1031 exchanges are complex. The process can be difficult to navigate even for the most experienced investors.

When determining to buy or sell a real estate asset, we’ll determine whether your selected property qualifies for a 1031 tax exchange. You’ll receive the guidance — including the deadlines to qualify — you need to successfully complete the real estate exchange transaction.

On-Call Advisory Services

What can you do to reduce your tax liability for next year? Should you create a SEP IRA or 401(k) retirement plan? Does a real estate property qualify for a 1031 Exchange? These are just some of the questions we can answer for you. Benefit from our 30+ years of experience to get the answers to what you need exactly when you need them.

Business CPA Services Start with a 30 Minute Consultation

Real Estate CPA Services


“We have been a client  for a number of years and have used them to prepare our personal, business and rental property returns. We love the personal service, friendly office and the fact that they are proactive. We have used large and mid sized firms in the past and have found that Adam is much more thorough and caught many errors previously made by the larger firms. We would highly recommend this accounting firm.” 

~ Anna M. 

“I have been a client of Adams for over 10 years. The firm handles the accounting for 2 of my businesses as well as my personal return.  Over the years I have referred several people to Adam, all of them giving rave reviews to Adam and his team.”

~ Andrew N. 

“A+ Service. As a new business owner, I was a bit clueless and frustrated dealing with taxes. Rosenberg made everything simple and put me on the right path to success. Life’s good!”

~ Jessie O.